Monday, August 25, 2014

Ting Ting in Singapore and Angela's wedding dress second fit weekend

Sunday Morning, we had some hoo ha at home with our "happy French housemate" . He took our bottle of liquor without asking us and used up all our oil. We reported to our landlord and let him settle it. Good to have a good landlord. 

After that, I make some breakfast of omelette with mozzarella cheese (with no oil) for ourselves which is our new love for breakfast recently. Simple and quick and healthy. 

After our breakfast, we started to spring clean our room, carpet while jenny is doing laundry for me. We also discussed about thinking to share a property in Jurong East. There were a few points which we would like to take note: 

  1. Landlord and tenants should be separated
  2. Too many variables for sharing a flat/condo with friends
  3. Visitors
  4. Sharing of the utilities bills, as one would never get to share fairly
  5. Room divisions- we set the rate according to the market rates, if we live in the condo, we will have to pay market rate to the landlord, and if we are the landlord too, every month we could rebate back to our owner. This is to make it consistent and let people have a choice to live in or just to rent out.
 We found a few properties that is below 700K, which is one of the cheaper ones in Singapore. Although it is around Geylang city. We also found out a few critical questions to be answered. 

Our conclusion is that it would be too many variables to have 4 people sharing one flat. Unless we all don't live in. 
On top of that we also found a few questions which we need to look for. 
  1. How many percentage of our CPF can be used to contribute to our mortgage in Singapore? 23 percent is the answer for those below 35 Years old
  2. What is the interest rates in Singapore and what is the mortgage like

After all these discussion it is about time to catch Ting Ting in 136 Hong Kong Street fish head steam boat at North bridge road. We took a cab there due to our long discussion at home, which clearly makes us a bit late. Upon arrival, we met a few new friends, Theresia whom is Ting Ting's secondary friend and Yumeng whom is from Nottingham. The food is good, and I had good time with them. 

After our meal, we went a cafe nearby and sat down to continue our chat. 

After our drinks, we then move on to a nearby bridal shop, Isle Bridge at Tanjong pagar, Angela was there trying her white wedding dress with a few of her friends, suzie and also eva around. We learned a bit about planning for wedding and everything. I asked about the price of some of their packages and manage to get a bit of discount as Angela was their customer. The budget for taking pictures are around 2188 for about 30 pictures. So this figure will be inserted into my budget list soon for my wedding plan.

After that, we then went to Maxwell food center to have Tau Fu Far with Eva and also Angela. From there, we started to talk more about wedding, dealing with friends and relatives. On top of that, we also discussed about managing a wedding. It was good to have Eva which is a mother of one and also Angela who is in the progress now to learn from. It was rather an eye opening session. 

Conclusion for our second round are
  •  My parents want me to own a property in Malaysia first before I get married. I guess it is part of their requirement for it. I guess from today onward, I will be starting to look for property in KK now. 
  • Jenny wanted to have two photo shooting session
  • There will be one ceremony in Hong Kong and also another one in Sabah
  • Their friends are excited to go Sabah for a wedding ceremony. 
  • There is one contact from Angela to buy diamond ring- To approach him after our US trip. 

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