Monday, July 21, 2025

Success journal 1146: Committing to assets, education funds and property, ATJ gathering at the sail

While chatting with Jenny, we are spending a lot of money paying down interest and etc. 
Whole the kids are growing up and we probably will have a lot more of arguments revolving money. Not sure if this Johor move is sustainable. 

Worst case is we rent out the property in JB for a few years and come back for it. It doesn't sound as bad. If JB is gonna turn out to be like Shenzhen. Then we are right in the moment to invest. With better connectivity in the future and real job. God knows. 

Last week, got hmwork to handle on Saturday and had to go back office, had lunch with the family. Budget friendly. 

Then after lunch we took a nap, and I went to novena and orchard to sort out our UOB stuff. So that we can get the full bonus interest out. 
Closed my uob account and prepare to open a joint bonus interest account. Never be emotional with money. They are just a tool. 
Met a staff in UOB that said she is from KK too. 

Chatted with wilson and he reckoned me cardano token. He always on the forefront. 

Chio pang bought 17k insurance for the family every year. He is into protection. 
Jenny is very doubtful on insurance. I have to change her mindset on this. 

We have a dinner night out in Muji and we discussed about our finance matters. Left the two kids at home. Sometimes we need to have kids free night. 

Sunday morning we did a late wake up, took a taxi to Jacob's gymnastics lesson. Jayden spent some time with us doing his homework work and reading while I caught up with my videos editing. Currently is very raw but just to keep uploading to Youtube to save some memory. 

After the lesson, Jenny brought us back home and we had instant noodles for lunch. Took a short nap and we went the sail to meet up with the All that jazz gang. 

Ayumi was very nice to open her place to accommodate us. The view was great and the kids enjoyed the swimming and the hit bath. 


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